Credit Cards
Checks
Check Verification
Check Guarantee
Check Conversion
Gift Card
Loyalty Card
Stored Value
Equipment
On-Line Reporting
Credit Cards
Vanguard provides acceptance of all major credit cards including Visa, MasterCard, Discover, American Express,
Diners Club, JCB and Carte Blanche.
Checks
In partnership with Secure Payment Systems, Vanguard Merchant Services offers all forms of check acceptance
Verification
Check verification simply verifies that at the point of sale, no outstanding checks are in the negative data system.
Guarantee
Check authorization is a simple process at the point of sale. Your
sales associate enters the customer's driver's license information in
to the point-of-sale credit card terminal and/or slides the check
through a check reader to capture the bank account data. In less than
one second, Secure Payment Systems authorizes the check from its
database of a million or so records, accessing both local and national
negative files of unpaid checks. With guarantee service, the authorized
checks that bounce are reimbursed to the merchant in full after the
Secure Payment Systems receives them offering:
|
Claims reimbursement in 14 days |
|
Support for all major point-of-sale terminals |
|
Support for all electronic check readers |
|
Stop payment fraud coverage |
Conversion
Imagine your customer handing you a check. You enter the requested data
into a point-of-sale terminal or you slide the check through a check
scanner.
Instantly, an image of the check is created and stored in the check scanner.
Instantly, an electronic transaction request is transmitted for approval.
Instantly, a receipt is printed which the customer signs allowing for ACH funds transfer.
You image the receipt by sliding it through the scanner, you hand the
check back to your customer, funds are credited to your account within
24-48 business hours and electronic checks that bounce hit Secure
Payment Systems bank account...Not Yours.
Gift & Loyalty Cards
In partnership with Valutec, Vanguard Merchant Services offers Gift Card, Loyalty Card and Stored Value Card programs.
Gift Card

With this program, plastic cards replace paper gift certificates. This
plastic card is tailored specifically to the merchant using a
customized logo and design. The consumer purchases the gift card using
cash, check or credit card. The amount of the "gift" value is loaded
and stored on the host data-base by swiping a magnetic striped card
through their POS terminal. The card may be used multiple times and is
reloadable by the consumer.
Loyalty Card
Merchants gain the ability to track and reward loyal customers. The
card is used to track aspects of a consumer's loyalty to the merchant.
This tracking could include number of visits, amount of purchases over
a period of time, a combination of these or other similar customizable
concepts. This program provides merchants with an effective tool for
increasing store traffic, sales and loyalty by identifying those
customers who provide the greatest store patronage.
Stored Value
This program is similar to the gift card program with the exception of
the marketing emphasis. With stored value program, the emphasis is
placed on an individual purchaser. The consumer purchases value today
that will be redeemed at a future date. This is usually in conjunction
with marketing or rewards program. This promotes customer loyalty by
enhancing future visits to redeem value from the prepaid card.
Equipment
Vanguard is proud to offer a variety of the most popular up-to-date POS
equipment. We will work with you to determine which Point-Of-Sale
equipment will best meet your needs and fit your budget. Working with
you to get what you need is our primary objective. Our equipment can be
purchased, rented or leased. You tell us what you need and we'll
provide you with it.
Our preferred POS solutions are:
(*Adobe Acrobat must be installed to view equipment details)
Don't see what you need?
Contact us for a full list of products that we support.
Online Reporting
Providing you the access you need to your accounts is as simple as
logging onto our Website via your internet connection and clicking on
the Extranet login icon. Our online reporting will provide detailed
information on your merchant account including:
|
Daily deposit history for your individual merchant account |
|
Month end and year to date transaction and activity totals |
|
E-mail access to Sales and Support Services |
|
Automated daily e-mail to merchants of credit card deposits, equipment deployment and other events |
Eye on the Shop
Want to know what's going on in your Shop while you're away? We'll help
you keep an "Eye on the Shop" by sending you daily emails that will
tell you how much credit card processing activity your doing. Keeping
an eye on things has never been easier.
eConnections
Vital® e-Connections for Merchants is an Internet reporting service
that allows you secure and convenient access to detail and
summary-level information concerning authorized and captured, and
cleared and settled transactions. Flexible reporting options range from
daily and monthly reports to custom merchant, and chain-Merchant
reports. You are connected to real-time and historical transaction
information and can view the status of transactions at any moment.
Access to Vital e-Connections is through one Internet portal, giving
you a single, convenient source for all transaction data. Vital
e-Connections is fully scalable to meet any of your reporting
requirements, and industry-standard architecture makes it easy to
deploy in your accounting operation.
For more information, visit the e-Connections for Merchants data slick.