Vanguard Payment Systems is a premier electronic payment solutions provider for both merchant acquiring and point-of-sale transaction processing. Headquartered in Clearwater, Florida, we support "brick-and-mortar", catalog, and "cyber storefront" merchant locations throughout the U.S. Vanguard Payment Systems utilizes operations centers located in Tempe AZ and Columbus GA. Vanguard Payment Systems payment processing focus is on the following vertical markets:

Text Box: “Our service philosophy not only defines our customers relationships, but it also guides our product and service initiatives.”Retail Card Present
  • Retail
  • Restaurant and QSR (Quick Service Restaurants)
  • Specialty Retail Stores
  • Petroleum, Grocery and Convenience Stores
  • Lodging

Direct Marketing – Card Not Present

  • Internet E-tailers and Internet Service Providers
  • Catalog (Telephone and Mail Orders)
  • Insurance, Cable, Telephony, Utilities
  • Micro-Ticket/Unattended Point of Interaction


Vanguard Payment Systems
is a company that leverages technology, and the utilization of that technology to meet our client’s needs. We are leaders in providing client specific solutions to meet the payment processing needs of specific industries.

One of our key attributes is that we use industry leading technology for both authorization and settlement of payment transactions. This allows us to control costs and drive development of new, more efficient processing applications. We take great pride in our commitment to ensuring that customer care is always our number one priority. We don’t just service accounts. We build relationships.

Comprehensive Solutions
Vanguard Payment Systems is a complete, end-to-end payment provider for merchants of all sizes and industries. We have a demonstrated track record of leading the industry in the provision of merchant solutions. Our competitors have a track record of highly standardized operations and products that limit the merchant’s ability to derive competitive advantage. We follow a different approach by investing in customer-specific solutions integrated with intelligent business planning.

Unmatched Experience
Vanguard Payment Systems recognizes that improving merchant’s payment processing services while lowering their costs is an important initiative with strong business value that further strengthens your industry position in the marketplace.

Product Innovation
We are unique in our approach and depth of payment capabilities. We provide the market with numerous customer-driven processing solutions. Examples include web-based reporting, electronic/virtual gift card, recurring / installment / deferred billing options, to name a few. At the end of the day, we strive to lower our customers’ overall cost of payment acceptance, while helping our customers increase their existing revenues via incremental sales and the acceptance of “alternative” payment methods such as gift or prepaid cards.

Technology
Our commitment to the credit card processing industry, as well as our clients, is clearly reflected by our continued pursuit of new technology solutions that deliver the most value for our merchants. Our processing platforms are located in Tempe AZ , and Columbus GA. These centers assure us the capacity required to maintain our position as a leading point-of-sale transaction provider in the industry.

Reliable Processing
Our redundant and highly efficient systems ensure accurate, cost-effective and timely processing. We provide fully redundant, fault tolerant systems that are fully backed-up and experience nearly 100% uptime.


Vanguards broad range of payment solutions include:

  • Bankcard credit and debit, ATM debit, check, purchasing card, corporate card, private label card and electronic gift card authorization and settlement
  • U.S. electronic check processing (direct debit)
  • e-Business processing and reporting tools
  • Recurring payment programs
  • One-time payment programs
  • Customer service and account management
  • Specialized lodging and restaurant products and help desk support
  • Reporting and information management tools
  • Terminal deployment, training, replacement and repair
 
Contact TermNet